By E-Banking or online banking we mean the Any Branch Banking facility. Through which one can enjoy the benefits of being able to access one’s bank account from any other branches and extension countries across the country. Any branch banking enables customers to make withdrawals and remittances at any branch of their bank, anywhere in the country. E-banking can play a significant role in uplifting the entire banking services and thus effect positively in country’s economy.
Introduction of E-Banking:
E-banking electronic banking is the waves of the future. It provides enormous in terms of case and cost of transactions, either through internet telephone or other electronic delivery channels. E-banking is considered to be segment of e-business to the extent that banks are involved in the conduct of business transactions via electronics media.
What is E-banking?
Electronic banking is transforming the financial services industry through carious impossible innovations of modern technology. E-banking uses particularly information technology to generate, collect and process information about bank operation and bank customers efficiently and effectively.
History of E-Banking:
The precursor for the modern home and online banking service services were the distance banking services over the electronic media from early 1980s. The term online became popular in late ‘80s and referred to the use of a terminal, keyboard and TV (a monitor) to access the banking system using a phone line. Online service started in New York in 1981, when four of the city’s major banks (Citibank, Chase Manhattan, Chemical and Manufacturer Hanover) offered home banking service using the videotext system.
Courtesy: Current World
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